The loan holder was my father in law so I am not worried that some day he’s going to say we never paid him. He said he wasn’t keeping track of the amount we had paid him, so I am not even sure he knows how much we had left.
Just want to say, we never approached him for the loan. We were all approved to do it through our credit union. When he came for a visit in Nov (he lives in Texas and we live in Washington state) he told us he wanted to do this for us. I was never comfortable with it, but it meant a lot to him to be able to help us out this way. It’s a long story as to why, but my mother in law passed away in June 2012 and I think that had something to do with it.